Reinsurance to Assist Policyholders Program *(Updated 8/15/2022) 

The Reinsurance to Assist Policyholders program (“RAP”) was created by the Florida Legislature under s. 215.5551, F.S. and became effective on May 26, 2022.  The program is administered by the State Board of Administration (“SBA”) and provides a non-recurring total of $2 billion in coverage for a portion of RAP insurers’ hurricane losses.  The program requires participation for almost all insurers participating in the Florida Hurricane Catastrophe Fund (FHCF); exceptions to participation can be found in the Frequently Asked Questions. 

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